Category: Real Estate

Hp 10bii Financial Calculator – Sellout Among Real Estate Professionals

Again another best seller, the HP 10bII financial calculator is an excellent choice for all your financial and business needs. The area that this calculator has seemed to capture is the real estate market and its professionals, right from estate agents to estate developers. With a wide range of professionals who have found favor with this calculator who cannot do without this amazing instrument it is no wonder that it has gained top position in this sector. Professionals can now get results of interest rates, and loan structures easily and quickly. This is because of the 100 different types of functions that are not only time saving but also easily accessible for all your business and financial needs. With the HP b10II financial calculator you can now calculate the most complex of interest rates, conversion rates, loan payments, standard deviations, percentages, deviations, TVM, IRR, NPV, cash flows, and more effectively and easily. Even if you are just a beginner and do not know anything you will find it easy to use this financial calculator because of its algebraic notation, which makes its easy to learn and use. Another reason why most would find this calculator easy to use is because of its easy to read and understand instruction manual that is aimed to teach even the most novices of beginners on how you need to use the calculator.

The HP 10bII calculator is definitely an excellent investment because of its affordability and its easy to use nature. The keys on the keypad are again spaced at generous distances so to reduce any kind of unwanted key presses. The soft edged keys are easy to use and will not seem too tight or heavy for your fingers. Another interesting feature of the HP 10bII calculator is its auto-off system which automatically switches off it you do not use it after 10 minutes.

The HP 10bII financial calculator has also been approved by several exams and courses. It has been approved by the CFA, CFP, CICFP, AFP, CCIM institutes and is also very well known among experienced and even new professionals who belong to the real estate and business industry apart from students of finance. This calculator is said to be very light in weight and slim making it extremely portable and hence scores over computers or laptops. You can now carry these even in offsite locations and use it easily. Moreover unlike the online calculators where you will have to carry your personal PC with you and also require bandwidth to connect to the internet, the HP 10bII calculator works on battery and has no relevance to network connectivity. With an excellent price tag this financial calculator therefore seems to be the best option that you can choose.

The calculator also looks very sleek and carries the HP gem logo that makes it even more attractive. You can now use this beautiful handy calculator for all your calculations and calculate all your financial problems in style.

How To Host A Holiday Party In A Condo

The holiday season will be here before you know it. The holidays mean different things to all of us, of course, but there is one thing that most everyone tends to correlate with the holidays. What is that, you ask?

Parties. Some people attend them. Some people throw them. And just because you live in a condo does not mean you cannot be part of the latter group. Hey, condo denizens like a good party as much as the next person, right? Right. While condo owners and single-family homeowners must put a lot of planning into a party, condo residents have some unique things to consider when they are hosting a holiday party. Some of them follow.

1. Take advantage of your resources. Most condo owners cut a check to the condo association every month. In exchange, they get access to the common spaces in the building. Take advantage of them, since many buildings have party rooms and other rooms that are prime for entertaining. But check into it before the party to make sure there are no additional fees, and that other residents do not plan to use it.

2. Invest in a coat rack. Your guests are not going to want to carry their coats around your condo all night, but you do not want them stacked haphazardly, either. If you have a closet near the front door, make sure it has a coat rack. And if not, there are plenty of folding racks that can be stored when they are not in use.

3. Rearrange your furniture. Create as much open space as possible, and arrange the furniture so it encourages a smooth flow and easy conversation. Do not make your guests talk to one another from opposite sides of the couch.

4. Delegate. When you live in a (relatively) small, open space, you do not want to be stuck in the kitchen cooking. Ask your guests to bring a dish to share. Or, if you have money to spend, hire a caterer.

5. Prioritize parking. Let your guests know where they can and cannot park. If your guests are late because they cannot find a spot to park, nobody will be happy. They will have wasted time trying, and you will be sitting with a bunch of food that is getting cold. Depending on how far you want to go, you could hire someone to valet cars to and from the front door of your condo building.

Real Estate Note Deal How The Closing Works

As a qualified note finder, one of the top questions in the note business I get from customers is this…

What happens at the closing of my real estate note sale?

The funny part is that in my position, I have never dealt with the closing of a real estate note deal. My main job as a qualified note finder is to connect sellers with buyers. So, once the connection is made, I am out of the loop.

At this point, I started asking some questions, and doing some research. I couldn’t find one good article on how the closing is done for the transfer of a real estate note from one party to another. So, I asked some of the buyers, and this is what I found out.

This information should put your mind at ease, because it is a pretty simple process. There is not much work involved in the closing of a note. The hardest part is waiting for your check. Unfortunately, the closing does take a little bit of time.

Let’s break down the sale of a real estate note from beginning to end, so you can see clearly what is involved in a real estate note transfer of ownership. This will give you a good idea of what to expect, especially if you are thinking about selling your note.

First of all, you need a price quote. Qualified note finders give free quotes. I suggest you locate a finder when selling your real estate note. A qualified note finder has a wealth of information concerning notes, and understands the current market. Plus, a finder will save you valuable time and effort by finding you the right buyer who has the highest quote.

Next, you need to agree to the price quote. After your finder tracks down the buyer with the best quote, you have to make a decision. Do you take the lump sum of money now or do continue to deal with the headache of collecting that small monthly payment.

Once you decide to take the money and run, a contract is drawn up for you to sign that locks in the price quote. It is important to sign and return this contract as soon as possible, so the buyer can’t lower the price on you. The more prestigious buyers give a bit of time to decide without giving you any hassle. It is stated on the contract how much time you have to return it. I just wouldn’t mess around, when it comes to your money.

With the contract, you will receive a checklist of all necessary documents and information you will need to collect. The big ones are a copy of the secured instrument (mortgage, trust deed, land contract, etc.), a copy of the real estate note attached to the instrument, proof of fire insurance on the property, and copy of the payment record. Depending on the buyer there will be few more things you need, but those are main pieces of information and documentation. You send all the necessary documents and information you need to the buyer and the closing begins.

Now that the hard part is over, we can focus on how you get your check. The closing of the real estate note deal is pretty simple really. First, if hasn’t been done already, the credit of the payer on the property is checked. If the payer happens to have bad credit the buyer can default of the contract. It is my understanding that by federal law you can check the credit of the payer twice a year, and it is probably a good idea to check it before you get this far, so you are not wasting your time. Unless you know they have good credit, you should check it. If you would like the buyer to check the payer’s credit, the buyers I work with will do it for you for free.

Now, if the payer’s credit is up to par, then an appraisal is done on the property. After the appraisal is complete, and the property value meets the buyer’s standards, title of ownership is transferred. Finally, you get your check, and walk away from that small monthly payment with a nice lump sum of money.

We work with buyers that pay all closing costs and fees.

For more information contact Money Now for Cash Flows: www.moneynowforcashflows.com/contact

For more articles about the real estate note business check out our blog: www.moneynowforcashflows.com/blog

Ethiopia Real Estate And Buying Ethiopia Homes

The real estate brokerage business in Ethiopia is not as well developed as in other countries. You dont see large and established real estate brokerage companies so common in western countries. Here, buyers and sellers for Ethiopia homes rely on local agents, commonly known as Delalas. For the most part, these are traditional agents with no formal training in real estate but who basically mediate between buyers and sellers for Ethiopia real estate. Through word of mouth or their special network, these agents know the areas they operate in very well.

When you want to sell or buy Ethiopia homes, you just call one of these agents and tell them of your intention. These agents, in turn, inform their associates who would help them find prospective buyers or sellers as the case may be. In many cases, the Delalas work in groups of two or three and split their commission according to who was the principal negotiator and who did the most work.

A great deal of negotiation is involved in buying Ethiopia homes. Asking prices can be as high as 50% more than the final sale prices. Negotiations can take weeks, and even months in some cases. Expect to walk out of a negotiation a few times. In many cases, the Delalas play critical role in convincing both sellers and buyers to come to terms.

In general, Delalas do not help customers in completing the legal paperwork needed to complete the Ethiopia Real Estate transaction. This must be done by the buyer and seller themselves and may take several months. It is very important that buyers check the authenticity of seller documents before buying real estate in Ethiopia. Otherwise, they can waste crucial time and/or money in such endeavor. For a small fee, people who are less skilled with the Ethiopian bureaucracy may seek the help of legal assistants locally called Guday Asfetsami.

Home mortgages are hard to come by in Ethiopia. Most Ethiopia real estate transactions are conducted on cash basis. Mortgage financing may be obtained in some cases, but primarily for new homes built by developers. These companies negotiate financing terms with local banks in advance for all of their clients. Basically, they arrange group deals for their clients those who can put the required down payment. Down payments vary from 20 to 40%. Although most mortgages are for 10-20 years in duration, some companies arrange mortgages for as long as 30 years. Interest rates are variable and depend on the prevailing interest rate fixed by the Ethiopian central bank.

It is estimated that there are about sixty local and six foreign real estate development operators in Ethiopia. Examples of local developers include Sunshine Real Estate, Ayat Real Estate, Gift Real Estate, and Ambassador Real Estate. A major problem with homes built by some of these companies is the time it takes to complete construction. In the past, some of these homes were completed many years past their due dates. And some Ethiopia homes never made it to completion.

So, who can buy homes in Ethiopia? Anyone can buy real estate in Ethiopia as long as he/she is an Ethiopian citizen, foreign national of Ethiopian origin, or has Ethiopian parents. To see the latest listing of residential and commercial properties for sale or rent, please visit sites such as Ezega Real Estate, which is the largest real estate portal in Ethiopia and lists hundreds of homes for sale and/or rent at any given time. Anyone can register and post properties there for sale or rent for free.

Houston Condos – Best For Modern Lifestyle

Houston condos are just the right living places for present day generation. The busy people aspire for an easy, maintenance-free lifestyle with fantastic amenities. Condos in Houston cater to all their needs. They provide various facilities like pools, saunas, tennis courts, fitness centers, clubhouse, valet parking, and much more. Party rooms or rooftop terraces offer perfect venues to host parties for friends and families. Spacious and interesting dcor are ideal for entertainment.

High-rise condo living is the trend of the day. Houston condos offer convenience, luxury, and freedom to their dwellers. They provide an affordable opportunity for people to live in high-rise buildings. Houston condos for sale allow a buyer to own an apartment in the condominium. The resident not only owns the house but also shares the common places with the other homeowners. This is similar to home ownership but has an elected Board of Directors to manage the building’s business and make residential decisions on behalf of homeowners.

The varied styles of Houston condos offer innumerable options for the people who want to buy homes in high-rise condominiums and lofts. It is advisable to approach right service providers or real estate agents to find out about the various Condos for sale in Houston. With better information and knowledge, the agents work diligently to find a condo that suits the client’s budget and needs. They can find the best Houston lofts for sale and rent for a client who is moving in or out of Houston.

People who want to sell homes or their Houston lofts also benefit from these agents in getting maximum exposure to the right purchasers.

Getting out and meeting people has become very difficult with life getting busier than ever. But, Houston condos offer a lot of social interaction at the pool, gym, association meetings, and so on, where people inevitably run into their condo neighbors.